There are lots of reasons consumers call on Strickland Associates, Inc.To many, an appraisal just looks like one more thing on the settlement sheet for a mortgage or refinance. While there are a budding number of automated home valuation processes that may appear more cost-effective than an appraisal, practically all lenders still need a local expert because the stakes are incredibly high. You might assume that getting a mortgage is the only basis for getting an appraisal, but there are more situations when the services of a licensed, independent real estate professional could be beneficial.
Challenge your tax assessment in Halifax CountyIf you live in an area where the value of property has declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Strickland Associates, Inc. is your best evidence. At Strickland Associates, Inc., we're qualified to assist you in disputing your tax assessment.
Let Strickland Associates, Inc. help you get rid of PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is a supplemental insurance plan that many lenders ask home owners to buy when the amount being loaned to the homeowner is more than 80% of the actual value of the home. Since the extra payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfavorable. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.
Strickland Associates, Inc. will produce a statement regarding the value of your home, and the cost of the home valuation can generally be offset in little time because you'll no longer be paying the PMI.
An appraisal from Strickland Associates, Inc. will help you settle a divorce with less stressA divorce is a particularly daunting ordeal for the parties involved, and it is often even more complicated by the burdensome decision of who keeps the home. It's a good idea to get an appraisal from Strickland Associates, Inc. so both parties are entirely aware of the true market value of their house, regardless of the situation.
If the parties want to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.
Accurate and fair estate liquidationThe loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the real estate involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Most Americans do not have dedicated estate planners or executors to manage these matters, unlike wealthy individuals. And since a home or other property often makes up an unequal share of the total estate value, knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten an honest deal.
Let Strickland Associates, Inc. assist you in relocating to or from Halifax CountyWe are familiar with the headaches associated with an employee relocation. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. During our intensive process, we suggest relocating employees to provide feedback on the positive features of their property, as well as information about any new sales or listings in their area that they want considered.
Let Strickland Associates, Inc. assist you in selling your home quickly at the right priceA professional appraisal can help you make a more informed decision regarding your asking price, whether you want to sell your home on your own or with the help of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are derived from our efforts to perform the appraisal report and not a percentage of the sales price.
We analyze the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties are one the market.